Bad Credit Home Loans and Mortgages

 

Specializing in bad credit home loans for people with past credit problems Apply today and get an unbiased and expert opinion on your bad credit situation. We have many programs even if you have bad credit and low fico scores. If you have bad credit due to charge late payments, bankruptcy or repossessions,and have been turned down by financial institutions and banks or mortgage lenders we can still provide you a loan. Our bad credit home loans and mortgages provide 40 year loans and interest only options.

We provide you with quick approvals depending on your personal bad credit situation. Please complete the form below and provide us some information so we can assist you better with your bad credit mortgage or loan situation today

Debt Consolidation- Bad Credit Home Loans

You can refinance your mortgage and get a loan which can payoff credit cards car loans or any other higher interest rate debts. Consolidate all of your debts into one single monthly payment with our new debt consolidation home loan that has 40 year and 50 year term, for lower and very affordable payments.

Bankruptcy- Bad Credit Home Loans

Your can apply for bad credit home loans with just one day out of bankruptcy. If you had a prior bankruptcy and cannot get a loan for any reason -we have many programs that you can work with. We can also payoff your chapter 13 filings and start you on a brand new financial footing. Apply today and put all these credit problems behind you.

Foreclosures- Bad Credit Home Loans

If your current first or second mortgage is in default we can refinance it up to 65% market value of your house. A new loan will payoff all back payments and start a new chapter in life with all the loans consolidated into a lower monthly payment.

Non conforming loans- Bad Credit Home Loans

Your may have a non-conforming situation and bad credit. We have stated income loan programs for self employed individuals and people who cannot provide income documentation. These stated income programs go up to 100% value of your home depending on your credit scores and credit history.

We also provide mortgages for many other situations where conventional and lenders may decline your loan based on past bad credit history and low ficos scores and any other reason that doesn't fit their strict guidelines.Credit

Self employed- Bad Credit Home Loans

If you are self employed and own your business with no tax returns we can use 12 month bank statements as full documentation. Discuss your bad credit history with our loan officers who specialize in bad credit home loans. You will get higher loan to values for bad credit mortgage refinance loans than most lenders will. Click here.

 

 

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